Here is how to find a good bankruptcy lawyer!

Finding oneself in a legal peril can be an overwhelming experience. The year 2020 brought many financial challenges for a majority of people. While people were out of jobs, many businesses were forced to shut down or limit its operations. Individuals and businesses took to bankruptcy. If you or someone you know is in a situation of declaring bankrupt, you should consider looking for a bankruptcy lawyer.

Every time you hire an attorney, ensure expertise, fair price, and the communication style with which you are comfortable. When looking for a bankruptcy lawyer or income tax attorney near me, remember to seek referrals from friends and family or your lawyer. You can also browse through the resources available online such as, The American bar association and the national association of consumer bankruptcy attorneys. The state’s bar association is another valuable platform to look for local resources.

While looking for a bankruptcy lawyer, you don’t want to seek legal representation from a general practitioner but an experienced bankruptcy lawyer. Do not go with a lawyer who is not specialized in bankruptcy, as this may increase your complications. Enquire about the lawyer’s area of specialization when you meet them and ensure his services concern your area of concern so he can help you with your legal issues and IRA bankruptcy protection. Your bankruptcy lawyer should have experience in handling bankruptcies and should talk about credit counseling with his clients. Similarly, the lawyer should be familiar with the details of the jurisdiction.

Get a bankruptcy lawyer who listens to his clients, understands them better, and provides the best legal advice. Your bankruptcy lawyer should listen to you and consider the facts you provide in the law’s context and then give you the best helpful advice. Empathy from your attorney will be beneficial for you to find the best solution to your problems. Ensure the lawyer’s availability on calls and charges for calls.

The compensation is yet another essential thing to which you should pay attention. The payment may depend on the complexity of your case. Always remember that paying the lawyer today will benefit you and save you money in the long run. Even though you don’t require an income tax attorney

 as per law, it’s recommended to have one to give you the best legal advice. Although your need to hire a bankruptcy lawyer entirely depends on your situation and how comfortable you find working on your own compared to working with someone. Bankruptcy law is complicated, and people who’ve represented themselves have not wound up great. You may lose more of your possessions, and hence, it’s recommended if you get professional legal help from an experienced and expert bankruptcy attorney.

When hiring an affordable bankruptcy lawyer, ensure that you are comfortable talking to him /her about your finances and legal issues openly. It is crucial to maintain the quality of communication with your attorney comfortably and frankly, as disclosing your concerns can cost you more than what you are willing to lose.

Ensure that your case is given the time and attention it deserves and not treated as one of the many cases there are. Your attorney’s and your assessment of the situation have to be the same to reach a unanimous ground.…

Things to know about nursing home neglect

Nursing homes in the United States are aimed at providing supportive and competent care to elders who can’t care for themselves. But not all nursing homes and healthcare facilities are built the same. Some facilities fail to take adequate care of their patients, and as a result, elders suffer. Cases of negligence elder abuse in nursing homes is not uncommon. In fact, negligence is one of the most widespread types of abuse seen in nursing homes. Negligence can lead to several other consequences. If you suspect your parents or a family member is experiencing neglect in a nursing home, you should immediately hire an elder care attorney.

In this blog, we have covered and discussed some essential aspects of nursing home neglect:

Nursing home neglect is abuse.

According to the National Center on Elder Abuse (NCEA), nursing home neglect is a type of elder abuse. A nursing home resident will be considered neglected when the facility fails to offer standard care and medical support. Providing substandard care is regarded as a breach of nursing home duties.

Nursing home residents are usually abused and mistreated by people in charge of their well-being and care. While there are several forms of abuse wherein seniors are subjected to direct harm, negligence is a severe form of abuse. It involves a disregard of the caregiving duties on the part of people in charge of providing care to the senior.

Here is how nursing home neglect looks like:

Abandonment: An elder in need of care and support is considered abandoned when their caregivers leave them or desert them.

Nursing Home Neglect: Nursing home neglect is a situation when nursing home staff or people responsible for taking care of the nursing home residents fail to do so.

Self-Neglect: When seniors are no longer capable of taking care of themselves but refuse to accept supportive care, it is called self-neglect.

What are some forms of nursing home neglect?

Nursing home neglect can manifest in any form. However, there are four categories under which nursing home neglect is divided.

Medical Neglect: When a nursing home fails to offer adequate medical care to an elderly resident or address their healthcare needs, it is referred to as medical neglect. Medical neglect may result in infections, falls, insufficient medical care, etc.

Basic Needs Neglect: When a nursing home fails to fulfill the basic necessities of a resident, it is called basic needs neglect. Basic necessities include food, water, and a safe living environment.

Personal Hygiene Neglect: Personal hygiene neglect occurs when a facility doesn’t take adequate steps to help a resident practice good hygiene.

Social or Psychological Neglect: Social neglect includes constant cruelty towards the elderly residents, ignoring the needs of the resident, etc.

What to do if you suspect neglect?

Issues of nursing home neglect are a civil crime and need immediate action. If your elder parent or family member is a victim of nursing home abuse, you should start searching for an elder abuse attorney near me. Elder law attorneys are highly specialized in handling elder abuse cases and understand the complexities of the law.…

How can you pursue personal injury compensation claim that exceeds your policy coverage?

People involved in an auto accident often question if their compensation settlement can exceed the insurance policy limits. Personal injury attorneys Virginia say that it’s technically possible for a plaintiff to get a settlement amount in excess to their insurance policy.

Insurance policy limits determine how much compensation an insurance company can payout for accidents and injuries. In some cases, the person involved in a car crash may be entitled to more compensation than what is stated in the insurance policy. Such people find it challenging to acquire the settlement amount that they deserve.

The general rule is that one can’t collect compensation for their damages beyond what is mentioned in their insurance policy. However, every personal injury case is unique and must be treated distinctly.

Thus, it’s always a wise idea to speak to a qualified auto accident lawyer Virginia Beach who has experience in handling such cases. Lawyers are familiar with the complexities of insurance policy and understand how policy limits affect the claim. With a lawyer by your side, you can rest assured your legal rights will be preserved and represented well.

Typically, car insurance policies cover a specific amount of damages and injuries. However, if you are confident that your injuries are far beyond what your policy covers, you should contemplate every course of action available with you.

Here are some legal routes you can take if you are pursuing compensation that exceeds your policy coverage.

  • You can take legal actions against the at-fault-driver

If your compensation claim is more than what the at-fault party’s insurance company can pay, you can file a lawsuit against the defendant. You can sue the defendant to get the difference amount. What plaintiff must know that even if they win the lawsuit, the defendant may not be in a position to pay the remaining damages. The defendant may have little or no assets to pay out the damages. In such a scenario, your efforts can go in vain.

  • You can sue multiple defendants responsible for your injuries.

In some accident cases like truck collisions, more than one party can be held responsible for the accident. If your case involves multiple insurance companies and parties, you can sue them, respectively. In such cases, the defendants can be held jointly responsible for the injuries and damages. The jury can make the defendants pay the compensation award based on the degree of responsibility shared by them.

  • Umbrella Policies 

Umbrella policies work as a safety net for plaintiffs who are seeking extra coverage for their damages. Generally, corporations and commercial entities carry umbrella policies. However, some individuals may have umbrella policy coverage.

After an accident or injury, when a person has reached the primary policy limit, they can use the umbrella policy to pay for the additional claim. Since every policy is different and works differently, one must review all the provisions in the policy before buying it.

  • Insurance Bad-Faith

Insurance companies are notorious for their profit-making mindsets. They are more focused on making a profit rather than helping people in need. Insurance adjusters often engage in bad faith practices to ensure they pay less settlement than what the plaintiff is asking for. If the insurance carrier can reasonably settle the claim but is not doing so, you can sue them for acting in bad faith.…

The Difference between Short Term Disability and Workers Compensation

Work injury and occupational illness can make a person miss work and lose wages. After getting into a workplace accident, you might be worried about making ends meet or paying treatment bills. If you are in a similar situation, you may choose to file for a short-term disability or workers compensation claim.

But deciding which option to choose can be tricky. You might need help from a qualified workers’ compensation attorney to make an informed decision.

What is Short Term Disability and How is it Different from Workers Compensation?

 The employers offer short-term disability to the workers who have sustained non-work-related injuries or have been diagnosed with an occupational disease. Short-term disability is a voluntary benefit provided by employers. The employer may choose to pay the full benefit or a part of it.

The short-term disability allows an employee who has suffered injuries out of work to receive benefits, medical treatment, and damage recovery. Short-term disability benefits are provided by the insurance company included in the company’s employee benefit plans.

On the other hand, workers’ compensation benefits are provided to those who have sustained injuries at the workplace or have been diagnosed with an occupational disease. Another critical difference between STD and workers’ compensation is that the latter is not a voluntary benefit. Any employer with three or more employees working for them must provide workers’ compensation coverage.

Besides this, various factors differentiate a workers’ compensation from STD.

Compared to the workers’ compensation benefits, the STD covers a small percentage of a worker’s average income.

Short-term disability benefits may be taxable depending on the employee’s benefit plans. Workers’ compensation benefits are not subjected to any taxes.

If you have been awarded a short-term disability benefit, you will be responsible for looking after your healthcare costs. In workers’ compensation benefits, you will not be responsible for such expenses.

Under the workers’ compensation law, you may be awarded 500 weeks of wage loss benefits. If you have sustained permanent disability due to your work injuries, you may be granted more than 500 weeks of wage loss benefits. Under STD, one is entitled to only a few weeks of wage loss benefits.

Compared to STD, it’s easier to prosecute workers’ compensation denials. The WCC has the authority to resolve disputes related to workers’ compensation claims.

Your top personal injury lawyer may agree that workers’ compensation benefits are better than short-term disability benefits. However, not all employees can file for workers’ comp. Even if an employee is entitled to workers’ compensation, they might have to litigate their claims.

Can an injured employee receive both short-term disability and workers comp?

 Although an employee is not entitled to receive workers’ compensation and STD benefits simultaneously, there are some exceptions to this rule.

You should consult a workers’ compensation lawyer to review your STD policy if you think your injuries qualify for workers’ compensation benefits. If you have suffered work-related injuries or your physician has diagnosed illness caused due to your work environment, you should apply for workers’ comp benefits.…